Privacy Policy

Depending on how you use Formacioni, we may collect the following information:

Account Information

• Email address
• Username
• Encrypted account password

Technical Information

• IP address
• Browser type
• Device information
• Operating system
• Login activity
• Cookies and similar technologies

Payment Information

Payments are securely processed by authorised third-party payment providers.

Formacioni does not store full payment card details.

We may retain basic transaction information such as payment status, subscription type and transaction reference for accounting and customer support purposes.

Identity Verification

Where required to process withdrawals, prevent fraud or comply with legal or payment provider requirements, we may request additional information, including:

• Date of birth
• Government-issued identification
• Bank account details for withdrawal processing

This information is requested only when necessary.

We use your information to:

• Create and manage your account;
• Provide Premium Membership services;
• Process subscriptions;
• Process withdrawals;
• Verify user identity when required;
• Prevent fraud and abuse;
• Maintain platform security;
• Improve our services;
• Respond to customer support requests;
• Comply with applicable legal obligations.

Formacioni uses cookies and similar technologies to:

• Keep users signed in;
• Remember user preferences;
• Improve website functionality;
• Analyse website performance;
• Protect user accounts from unauthorised access.

You may disable cookies through your browser settings, although some platform features may no longer function correctly.

We do not sell or rent your personal information.

Your information may only be shared with:

• Payment service providers;
• Identity verification providers;
• Hosting and infrastructure providers;
• Professional advisers where necessary;
• Competent authorities where required by law.

Information is shared only where reasonably necessary to operate the platform or comply with legal obligations.

We use reasonable technical and organisational measures to protect personal information against unauthorised access, loss, alteration or disclosure.

While we take appropriate security measures, no internet-based service can guarantee absolute security.

Personal information is retained only for as long as necessary to:

• Maintain your account;
• Provide our services;
• Process payments and withdrawals;
• Resolve disputes;
• Prevent fraud;
• Comply with legal or accounting obligations.

When information is no longer required, it will be securely deleted or anonymised where appropriate.

Subject to applicable law, you may request to:

• Access your personal information;
• Correct inaccurate information;
• Request deletion of your account and personal information where legally permitted;
• Object to certain processing activities;
• Receive information about how your personal data is processed.

Requests may be submitted through our customer support.

Formacioni is intended only for individuals who are at least 18 years of age.

If we become aware that an individual under 18 has created an account or purchased a Premium Membership, we may suspend or terminate the account.

We may update this Privacy Policy from time to time.

The latest version will always be available on Formacioni.com.

For questions regarding this Privacy Policy or the processing of your personal information, please contact us using the contact information published on Formacioni.com.